Money Manger Services

Daily Money Management Services
• Personal Bill Pay for Busy Individuals
• Bookkeeping Services to meet your needs

Our Service

A2z provide assistance in managing your personal financial transactions, check writing, bill paying, organizing and keeping track of financial records. Bank reconciling, credit card accounts, maintaining a budget, compiling tax related documents, interacting with other on your behalf. A2Z customize its services to suit your needs. We offer confidential and individualized for each client. We protect our clients' personal information just like it was ours. We are committed to our clients and guarantee the services we offer.

The good news is that there are excellent solutions available to deal with these situations.

Money Management Program

This program offers daily money management service to help low-income older or disabled people who have difficulty budgeting, paying routine bills, and keeping track of financial matters.

It doesn't matter if you are a busy professional with limited time on your hands, the caregiver for an elderly person that needs protection and professional supervision of their financial affairs, or just a loving couple that wants to eliminate the stress and pressure of juggling the family finances and paying bills or you just like to travel and don't want to be tied down to returning home to pay bills.

DO YOU HAVE ANY OF THE FOLLOWING?

You live in a city away from your mother.

In a telephone conversations, you’ve begun to suspect she’s growing forgetful, but she assures you that things are fine.

You get a call from a friend to say your mother been out to the mail box. The utility company knocked on their door inquiring about your mom, What should you do?

Unfortunately, many do call for help until after a crisis, such as a threatened eviction or utility cut-off. However, there are ways to tell whether an older person needs a money manager before an emergency occurs.

Here are some things to watch for:

Inappropriate payments, such as payments for medical bills that already have been paid;
Numerous payments to credit card companies, home shopping networks, sweepstakes or other contests;
Unusually large donations to charitable or fraternal organizations;
Failure to list or otherwise track deposits and income;
Failure to record checks or otherwise track expenditures;
Lost checkbooks or bank statements;
Numerous transfers from savings to checking accounts;
Consistent or unusual payments to a person unknown to you, a possible sign that your parent is being exploited financially.

Before an older relative becomes ill or disabled:

Make sure the family knows where to find personal and financial documents in an emergency. These include bank and brokerage statements, wills, insurance policies and pension records.
Get advice from a banker, attorney or other qualified professional about obtaining access to bank and brokerage accounts in case of an emergency. To write checks or withdraw funds, you or someone else your relative trusts should become a joint owner of a bank account or make arrangements to be authorized to conduct transactions as a legal representative with a power of attorney.
Consider automatic payment of important, recurring bills. You can arrange for utility bills, along with health insurance, mortgage and other regular commitments, to be paid electronically out of your loved one's checking account.
Think about the direct deposit of pay and benefit checks into bank and brokerage accounts.
Consider a "durable power of attorney," a legal document giving one or more people the authority to handle finances or other personal matters if the individual becomes mentally or physically incompetent.
Guard against scams. Fraud artists know that ill or elderly people tend to be lonely and willing to listen to and trust strangers who call on them — ideal candidates for telemarketing fraud, bogus home repairs, and get-rich-quick schemes. Be on the lookout for questionable solicitations or withdrawals.